📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey and George Kamel answer your questions and discuss:
"How do I do the Baby Steps when I can't trust my husband to commit to the plan?"
Dave Ramsey breaks down Trump's Big Beautiful Bill (what you need to know),
"How does escrow work and why is there always a shortage in our account?"
"How can I find a legit online side hustle that isn't a scam?"
"We're millionaires but we still live like we are in poverty. How do we make the switch to start spending more?"
"I am in the middle of Baby Step 2 and I want to give up"
"Do we keep money invested in a brokerage account or use it for a rental property we own?"
"What's the best way to tackle $125,000 of debt with my high income?"
"Are we stuck paying income tax on income from my husband's band?"
"I'm a single mom and just received a large inheritance. How can I best use this money for my son and me?"
"How do I tell my dad I don't want to buy a home with him?"
"Should we take out a seven figure loan to expand our dental practice?"
"My company doesn't offer a 401(k). What should I do to invest for retirement?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
🏠 Get organized and prepared to buy or sell a home.
📖 Buy 1 Book, Get 1 Half Off!
Connect with our Sponsors:
Stop paying more and start shopping smarter at ALDI
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Find top Health Insurance Plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
For more information, go to SimpliSafe
Use promo code RAMSEY for 18% off at The Nokbox
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
2:19:18
--------
2:19:18
You Can’t Build a Future on Borrowed Money
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Dave Ramsey and Dr. John Delony answer your questions and discuss:
"How can I explain to my girlfriend that if she moves in with me, I can pay down debt faster?"
"I have been paying on my car since 2017, but I owe more now than the original purchase price. How is this happening?"
"I am $280,000 in debt on business credit cards, should I file for bankruptcy?"
"Should we buy our car that was totaled by the insurance company?"
"Should I move into the parsonage for my church?"
"Should I get solar panels now before the tax credits expire due to the 'Big Beautiful Bill'?"
"I'm being sued by my mom's ex-landlord, should I be worried?"
"Where should my family invest our nest egg?"
"Should I cancel my universal index policy?"
"How much can I spend on travel while in retirement?"
"How do I adjust as a newly single mom?"
"How can I get more income while I'm on workers' comp?"
"How do we structure a prenup? My fiancé's family is crazy and I don’t want them to have access to my inheritance"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Start your free budget today. Download the EveryDollar app!
📖 Buy 1 Book, Get 1 Half Off!
❤️🩹 Get trusted insurance coverage that fits your budget.
Connect with our Sponsors:
Stop paying more and start shopping smarter at ALDI
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Find top Health Insurance Plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
For more information, go to SimpliSafe
Use promo code RAMSEY for 18% off at The Nokbox
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
2:17:55
--------
2:17:55
Admit Your Financial Mess—Then Clean It Up
🔗 Share the Ramsey 101 Playlist!
George Kamel and Ken Coleman answer your questions and discuss:
"Can someone tell me that I need to stop trading and focus on debt repayment?"
"How can we keep the IRS from taking my grandmother's retirement funds?"
"We bought land with family. Should we build a house on it?"
"How do I attract clients for my business?"
"Should I pay off my low interest rate mortgage?"
"We are losing more in fees on our universal life policy than we put in"
"We moved in with my in-laws to save for a down payment. Was that a wise decision?"
"How do I talk to debt collectors about settling?"
"Should I sell my crypto to pay off debt?"
"How do I combine finances with my wife?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
📱 Get episodes early in the free Ramsey Network app!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
💵 Start your free budget today. Download the EveryDollar app!
🛍️ 5 Days. Different Deals Daily. Shop Summer Black Friday!
🛡️Get trusted insurance coverage that fits your budget.
Connect with our Sponsors:
Stop paying more and start shopping smarter at ALDI
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Find top Health Insurance Plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
For more information, go to SimpliSafe
Use promo code RAMSEY for 18% off at The Nokbox
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
2:19:11
--------
2:19:11
Shortcuts Today Mean Setbacks Tomorrow
🔗 Share the Ramsey 101 Playlist!
Rachel Cruze and Ken Coleman answer your questions and discuss:
"Can a future employer find out that I lied about a bankruptcy on my application?"
"My wife wants me to borrow money from my family to buy a car..."
"Should we downsize our animals to help get through Baby step 2? "
"Can I be a stay-at-home mom while we're paying off debt?"
"What can I do about an eviction notice?"
"How do I get my husband to be more gazelle intense?"
"What should I do with my home after I move in with my boyfriend?"
"How do I explain charging rent to my kids?"
"My husband's new job expenses are $1,000 a week. How do we plan for this?"
"How do we balance being generous without enabling our children by giving them too much?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
📱 Get episodes early in the free Ramsey Network app!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
💵 Start your free budget today. Download the EveryDollar app!
🎒 Explore our high school personal finance and new economics curriculum.
🤝 Find a Ramsey Trusted Real Estate Agent
Connect with our Sponsors:
Stop paying more and start shopping smarter at ALDI
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Find top Health Insurance Plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
For more information, go to SimpliSafe
Use promo code RAMSEY for 18% off at The Nokbox
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
--------
2:18:58
--------
2:18:58
Don’t Let Other People’s Opinions Derail Your Future
🔗 Share the Ramsey 101 Playlist!
Dave Ramsey and Dr. John Delony answer your questions and discuss:
"Should I stop dating someone because of their financial instability?"
"Should I leverage a rental property in order to acquire a business?"
"Should I take on a part-time job in college or just focus on school?"
"How do I prioritize financial goals as new college graduate"
"Should I take a new job with no benefits that doubles my salary?"
"How do we settle my fiancée's tax issues from her prior marriage?"
"Should we uproot our family to move back to our original home for cheaper housing?"
"Should we sell all our rental properties to pay off our mortgage?"
"Should single women in their 20s buy homes?"
"What do we do with the money we received after my son's tragic death?"
"My wife and I don't agree on following the Baby Steps exactly"
"How do I prepare for a lapse in medical coverage for my family?"
"How do I pay off $120,000 of debt if I only make $70,000 a year?"
"How do I handle having a committed relationship when my divorce decree prevents me from remarrying?"
Next Steps:
✔️ Help us make the show better. Please take this short survey.
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
📱 Get episodes early in the free Ramsey Network app!
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
💵 Start your free budget today. Download the EveryDollar app!
⛓️💥 Tired of debt? Grab Breaking Free From Broke now!
🏠 Get organized and prepared to buy or sell a home.
Connect with our Sponsors:
Stop paying more and start shopping smarter at ALDI
Get 10% off your first month of BetterHelp
Go to Boost Mobile to switch today!
Learn more about Christian Healthcare Ministries
Get started today with Churchill Mortgage
Get 20% off when you join DeleteMe
Go to FAIRWINDS Credit Union for an exclusive account bundle!
Find top Health Insurance Plans at Health Trust Financial
Use code RAMSEY to save 20% at Mama Bear Legal Forms
Visit NetSuite today to learn more
For more information, go to SimpliSafe
Use promo code RAMSEY for 18% off at The Nokbox
Get started with YRefy or call 844-2-RAMSEY
Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
Sverige